What is ACH?
If you receive a Government Check or a Payroll check in the mail, and your payment date falls on the weekend or a Holiday, you might not receive the check right away. With ACH, your checks will be deposited electronically into your account on the due date. If your due date falls on a weekend or Holiday, your funds will be deposited into your account the day before, making your funds available to you at a much faster rate! No more waiting around for the mail.
A few examples of ACH items are:
Direct Deposits of Payrolls
Government Checks such as Social Security and Civil Service
Federal Income and State Tax Refunds
Railroad Retirement Benefits